Heartland BancCorp (OTCMKTS:HLAN) versus Harleysville Monetary (OTCMKTS:HARL) Head to Head Evaluation



Harleysville Monetary (OTCMKTS:HARLGet Ranking) and Heartland BancCorp (OTCMKTS:HLANGet Ranking) are each small-cap finance corporations, however which is the higher enterprise? We are going to distinction the 2 corporations based mostly on the power of their institutional possession, analyst suggestions, profitability, valuation, earnings, threat and dividends.

Profitability

This desk compares Harleysville Monetary and Heartland BancCorp’s internet margins, return on fairness and return on property.

Internet MarginsReturn on FairnessReturn on Belongings
Harleysville Monetary26.04%9.10%0.82%
Heartland BancCorp25.53%N/AN/A

Dividends

Harleysville Monetary pays an annual dividend of $1.16 per share and has a dividend yield of 4.7%. Heartland BancCorp pays an annual dividend of $2.76 per share and has a dividend yield of three.0%. Harleysville Monetary pays out 58.6% of its earnings within the type of a dividend. Heartland BancCorp pays out 31.5% of its earnings within the type of a dividend. Each corporations have wholesome payout ratios and will be capable to cowl their dividend funds with earnings for the following a number of years.

Volatility & Danger

Harleysville Monetary has a beta of 0.24, indicating that its inventory value is 76% much less risky than the S&P 500. Comparatively, Heartland BancCorp has a beta of 0.62, indicating that its inventory value is 38% much less risky than the S&P 500.

Valuation & Earnings

This desk compares Harleysville Monetary and Heartland BancCorp’s top-line income, earnings per share (EPS) and valuation.

Gross IncomeWorth/Gross sales RatioInternet RevenueEarnings Per ShareWorth/Earnings Ratio
Harleysville Monetary$29.85 million3.05$7.28 million$1.9812.35
Heartland BancCorp$69.81 million2.65$18.59 million$8.7510.51

Heartland BancCorp has larger income and earnings than Harleysville Monetary. Heartland BancCorp is buying and selling at a decrease price-to-earnings ratio than Harleysville Monetary, indicating that it’s at present the extra reasonably priced of the 2 shares.

Insider & Institutional Possession

1.4% of Harleysville Monetary shares are owned by institutional traders. Comparatively, 1.6% of Heartland BancCorp shares are owned by institutional traders. 14.5% of Harleysville Monetary shares are owned by insiders. Comparatively, 22.7% of Heartland BancCorp shares are owned by insiders. Sturdy institutional possession is a sign that endowments, hedge funds and enormous cash managers imagine an organization will outperform the market over the long run.

Analyst Scores

It is a abstract of present rankings and recommmendations for Harleysville Monetary and Heartland BancCorp, as reported by MarketBeat.com.

Promote ScoresMaintain ScoresPurchase ScoresSturdy Purchase ScoresRanking Rating
Harleysville Monetary0000N/A
Heartland BancCorp00103.00

Abstract

Heartland BancCorp beats Harleysville Monetary on 8 of the 14 elements in contrast between the 2 shares.

About Harleysville Monetary

(Get Ranking)

Harleysville Monetary Company operates because the financial institution holding firm for Harleysville Financial institution that gives varied banking services primarily in southeastern Pennsylvania. The corporate gives varied deposit merchandise, together with financial savings, cash market, and checking accounts; and certificates of deposit. It additionally supplies auto, mortgage, dwelling fairness, financial savings account, enterprise time period, and business actual property loans, in addition to line of credit score. As well as, the corporate gives on-line banking and invoice cost, cell banking, debit card, phone banking, distant deposit, automated clearing home processing, sweep account, zero stability account, worker, and different money administration providers. Additional, it supplies funding providers, equivalent to monetary session, money and wealth administration, schooling planning, funding technique, insurance coverage, retirement and property planning, monetary and objective planning, and asset allocation providers, in addition to gives funding merchandise, equivalent to fastened and variable annuities, mutual funds, life insurances, shares and bonds, tax-advantaged investments, long-term care insurances, incapacity insurances, retirement plans/particular person retirement accounts, wrap accounts, and unit funding trusts. Moreover, the corporate gives shopper loans, together with residential mortgage, development, and non-real property shopper loans; and business loans, equivalent to business mortgages and business enterprise loans. It operates six full-service workplaces positioned in Montgomery County; and one workplace located in Bucks County, Pennsylvania. The corporate was previously referred to as Harleysville Financial savings Monetary Company and altered its title to Harleysville Monetary Company in Could 2017. The corporate was integrated in 1915 and is headquartered in Harleysville, Pennsylvania.

About Heartland BancCorp

(Get Ranking)

Heartland BancCorp operates because the financial institution holding firm for Heartland Financial institution that gives varied banking and monetary providers to particular person and company prospects. The corporate gives private and enterprise checking and financial savings accounts. It additionally supplies varied lending options comprising dwelling mortgage loans; private loans, equivalent to dwelling fairness and private unsecured loans, in addition to car, boat, bike, energy sport car, leisure car, and trailer loans; business and residential actual property loans, development loans, small enterprise administration loans, and dealing capital strains of credit score and tools financing; participation loans; monetary options for varied markets; and agribusiness lending options. As well as, the corporate gives credit score and debit playing cards, wire transfers, night time depository, secure deposit containers, cashier’s checks, notary providers, overdraft safety, treasury administration, retirement and schooling planning, wealth administration, cell pockets, and on-line banking providers, in addition to insurance coverage services. It operates via a community of 18 full-service banking workplaces in central Ohio and northern Kentucky. The corporate was based in 1911 and is predicated in Whitehall, Ohio.



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