Impartial Financial institution Group (NASDAQ:IBTX) vs. Ohio Valley Banc (NASDAQ:OVBC) Monetary Evaluation



Ohio Valley Banc (NASDAQ:OVBCGet Score) and Impartial Financial institution Group (NASDAQ:IBTXGet Score) are each finance corporations, however which is the higher funding? We are going to distinction the 2 companies based mostly on the energy of their valuation, dividends, institutional possession, danger, profitability, analyst suggestions and earnings.

Valuation and Earnings

This desk compares Ohio Valley Banc and Impartial Financial institution Group’s gross income, earnings per share (EPS) and valuation.

Gross IncomeValue/Gross sales RatioWeb RevenueEarnings Per ShareValue/Earnings Ratio
Ohio Valley Banc$54.58 million2.62$11.73 million$2.4012.50
Impartial Financial institution Group$650.08 million4.55$224.75 million$4.9014.65

Impartial Financial institution Group has increased income and earnings than Ohio Valley Banc. Ohio Valley Banc is buying and selling at a decrease price-to-earnings ratio than Impartial Financial institution Group, indicating that it’s at the moment the extra reasonably priced of the 2 shares.

Insider & Institutional Possession

13.6% of Ohio Valley Banc shares are held by institutional traders. Comparatively, 73.9% of Impartial Financial institution Group shares are held by institutional traders. 3.6% of Ohio Valley Banc shares are held by insiders. Comparatively, 3.3% of Impartial Financial institution Group shares are held by insiders. Robust institutional possession is a sign that hedge funds, endowments and enormous cash managers imagine an organization will outperform the market over the long run.

Analyst Scores

It is a abstract of latest scores and goal costs for Ohio Valley Banc and Impartial Financial institution Group, as offered by MarketBeat.com.

Promote ScoresMaintain ScoresPurchase ScoresRobust Purchase ScoresScore Rating
Ohio Valley Banc0000N/A
Impartial Financial institution Group01202.67

Impartial Financial institution Group has a consensus value goal of $78.67, suggesting a possible upside of 9.58%. Given Impartial Financial institution Group’s increased potential upside, analysts plainly imagine Impartial Financial institution Group is extra favorable than Ohio Valley Banc.

Profitability

This desk compares Ohio Valley Banc and Impartial Financial institution Group’s web margins, return on fairness and return on property.

Web MarginsReturn on FairnessReturn on Property
Ohio Valley Banc20.98%8.21%0.92%
Impartial Financial institution Group32.74%8.49%1.16%

Danger and Volatility

Ohio Valley Banc has a beta of 0.21, which means that its inventory value is 79% much less risky than the S&P 500. Comparatively, Impartial Financial institution Group has a beta of 1.51, which means that its inventory value is 51% extra risky than the S&P 500.

Dividends

Ohio Valley Banc pays an annual dividend of $0.84 per share and has a dividend yield of two.8%. Impartial Financial institution Group pays an annual dividend of $1.52 per share and has a dividend yield of two.1%. Ohio Valley Banc pays out 35.0% of its earnings within the type of a dividend. Impartial Financial institution Group pays out 31.0% of its earnings within the type of a dividend. Each corporations have wholesome payout ratios and will be capable to cowl their dividend funds with earnings for the following a number of years. Impartial Financial institution Group has raised its dividend for five consecutive years.

Abstract

Impartial Financial institution Group beats Ohio Valley Banc on 14 of the 16 components in contrast between the 2 shares.

About Ohio Valley Banc

(Get Score)

Ohio Valley Banc Corp. operates because the financial institution holding firm for The Ohio Valley Financial institution Firm that gives business and client banking services. The corporate operates in two segments, Banking and Shopper Finance. It accepts varied deposit merchandise, together with checking, financial savings, time, and cash market accounts, in addition to particular person retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The corporate additionally supplies varied residential actual property loans, together with one-to four-family residential mortgages; business loans for securing gear, stock, inventory, business actual property, and rental property; and client loans secured by vehicles, cellular properties, leisure automobiles, and different private property, in addition to private loans, unsecured bank card receivables, ground plan and pupil loans, and development loans. As well as, it presents secure deposit packing containers, wire transfers, bank card companies, and Web banking companies; and monetary administration on-line companies, akin to money administration and information updates associated to repossession auctions, present charges, and basic financial institution information. Additional, the corporate supplies computerized teller machine (ATM) companies, client finance, seasonal tax preparation companies, and business property and varied legal responsibility insurance coverage companies, in addition to belief and online-only client direct mortgage companies. It operates sixteen workplaces in Ohio and West Virginia; and 6 client finance workplaces in Ohio. The corporate owns and operates thirty- six ATMs, together with twenty off-site ATMs. Ohio Valley Banc Corp. was based in 1872 and is headquartered in Gallipolis, Ohio.

About Impartial Financial institution Group

(Get Score)

Impartial Financial institution Group, Inc. operates because the financial institution holding firm for Impartial Financial institution that gives varied business banking services to companies, professionals, and people in america. It accepts varied deposit merchandise, together with checking and financial savings accounts, demand deposits, cash market accounts, and certificates of deposit. The corporate additionally supplies business actual property loans; business development, land, and land growth loans; residential actual property loans; single-family interim development loans; business loans comprising SBA assured loans, enterprise time period loans, gear lease financing, traces of credit score, and vitality associated loans; agricultural loans for farmers and ranchers; client installment loans comprising loans to buy automobiles, boats, and different leisure automobiles; and residential mortgages, in addition to mortgage warehouse buy loans. As well as, it presents debit playing cards, on-line and cellular banking, eStatement, bank-by-mail, and direct deposit companies; and enterprise accounts and administration companies, together with analyzed enterprise checking, enterprise financial savings, and treasury administration companies. As of December 31, 2021, the corporate operated 93 full-service branches. Impartial Financial institution Group, Inc. was based in 2002 and is headquartered in McKinney, Texas.



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